Services

Why do you need the help of a CERTIFIED FINANCIAL PLANNER™ when you still have decades of work left in your career? Working with a CFP® can help you determine how to use your money as a tool to work towards your goals. It can also help you prioritize which goals are more essential than others.

Planning Your Financial Future 

A holistic approach to financial planning goes beyond looking at one-time financial decisions, such as determining how to prudently use an inheritance to lower debts or reducing risk as you begin to think about retirement. A comprehensive financial plan can help assess your current financial state, as well as your future one, and recommend actions that put you within reach of your goals. To do this, your CERTIFIED FINANCIAL PLANNER™ will partner with you to discuss all aspects of your finances: 

• Current income, assets, and debts
• Changing life events like divorce, birth of a child/grandchild or death of a family member
• Present and future financial priorities
• Your tax burden and ways to reduce it
• Life insurance and long-term care policies
• Retirement planning 

These discussions can help clarify where your priorities should lie. They can also help you make informed decisions that keep you on the ideal path. 

Seeking Experienced Advice 

As you reach key milestones in life, it’s important to seek guidance from a CERTIFIED FINANCIAL PLANNER™ who can offer insights and comprehensive perspectives to help you plot a clearer path towards your goals.

Speak with a CERTIFIED FINANCIAL PLANNER™ at Sage Financial today. Our approach can help you uncover your goals and turn them into reality.

Few people think about retirement planning early on in their career. Are you on track to enjoy your retirement goals? Work with our financial advisors to assess your financial situation and help create a plan for your financial future. Start working towards a confident retirement, whether it’s a few years or a few decades away.

Why You Need a Retirement Income Plan

Retiring confidently requires careful use of your resources. No two retiring individuals have the same goals, dreams and resources, so it’s essential to address retirement planning on a personal level. At Sage Financial, we help you navigate your many financial options and choices including:

• Income replacement strategies
• Roth IRA's
• 401K / IRA's
• Tax planning
• Annuities
   

Whether you have a healthy 401(k) or have yet to start saving, we can work with you in any situation. Don’t wait until you’re nearing the end of your career to consider your financial situation, but start today to create a competitive plan to work towards your future.

Create a Plan With Sage Financial

Work with experienced professionals in retirement income planning. It’s never too early to create a set of financial goals. Early planning is a key factor in confident retirement, so contact us today to enjoy a consultation with an experienced financial planner.

Wealth that dissipates isn’t true wealth. Unfortunately, that’s what happens when money sits stagnant in deposit accounts whose interest rates don’t even match inflation or investment plans that put all your eggs in one basket.

Our wealth management services team is designed to help build your wealth. Through smart investment choices made early and repeatedly during your career, you can potentially reap the benefits of an informed financial plan.

A Holistic Investment Approach

Many people limit their investments to stocks and bonds. This approach, though, may put a ceiling on your potential earnings. Instead, a diverse mix of investments often presents a more balanced opportunity to work towards building your wealth. When you work with a financial advisor at Sage Financial, we'll look at an array of investment products: 

• Mutual Funds
• Stocks & Bonds
• Certificates of Deposit (CDs)
• Annuities
• ETF's
• Government Securities
• Structured Products
• 529 Plans
• Life Insurance

To determine a suitable recipe in working towards your goals, we’ll partner with you to better understand your current financial picture, your priorities, and your risk tolerance. Once we garner a better picture of where you are and where you’d like to go, we can recommend financial actions that help get you there.

Financial Specialists With Experience

When it comes to investments there are no guarantees. However, by crafting an informed investment plan, we can work towards creating a more stable structure on which to manage your wealth. Contact Sage Financial today with any questions about investments, financial planning, or wealth management. We look forward to partnering with you. 

Financial growth throughout every stage of life plays a key role in creating stability and reaching your goals. Whether you’re saving for a home or car, preparing for future education expenses, or aiming for a comfortable retirement, it all begins with a strong financial foundation.

IRA Planning

You may already have a 401(k), 403(b), or similar retirement account—but are you making the most of it? From determining the right contribution amount to maximizing your employer match, we can help guide you through these decisions and create a plan tailored to you. 

What’s more important than starting a retirement plan? Life planning. Professionals today face many obstacles such as college loan debt, the cost of a wedding, home buying, having children, and planning for their children’s education. By working with an advisor, you can understand how to leverage and manage your retirement account in order to better prepare for those life events.

Creating a Diverse Investment Portfolio

Investing is not “one-size-fits-all”. Being too conservative may slow your progress toward retirement, while relying on high-risk investments alone can threaten your long-term goals. A qualified advisor can help you navigate modern investment strategies and build a well-diversified portfolio designed for balance and growth.*

Build Financial Stability with Confidence at Sage Financial

Contact us and take the next step in your investment journey! Whether you’re planning for early retirement or building toward long-term financial security, our advisors are ready to help you move forward with confidence.

*Diversification does not protect against market risk.